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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,409 | $157,304+90.3% | $141,197+112.1% | $152,909+95.8% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 25.49% | 64.34%-38.9pp | 71.41%-45.9pp | 345.46%-320.0pp |
| Employer contribution / active EE | $5,435 | $5,263+3.3% | $4,736+14.8% | $4,764+14.1% |
| Participant deferral / active EE | $10,636 | $7,111+49.6% | $6,710+58.5% | $5,851+81.8% |
| Admin fee / account holder | $1,903 | $12,126-84.3% | $10,265-81.5% | $11,601-83.6% |