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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,982 | $70,486+145.4% | $100,535+72.1% | $79,856+116.6% |
| Participation rate | 86.1% | 73.6%+12.5pp | 79.4%+6.7pp | 69.6%+16.5pp |
| Annual return | 13.69% | 21.90%-8.2pp | 30.90%-17.2pp | 31.71%-18.0pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $6,375 | $5,182+23.0% | $6,271+1.7% | $3,741+70.4% |
| Admin fee / account holder | $3,149 | $4,480-29.7% | $8,085-61.0% | $5,306-40.6% |