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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,884 | $63,365+111.3% | $91,994+45.5% | $72,975+83.5% |
| Participation rate | 89.2% | 72.5%+16.7pp | 78.6%+10.6pp | 69.5%+19.7pp |
| Annual return | 20.91% | 35.35%-14.4pp | 69.04%-48.1pp | 81.01%-60.1pp |
| Employer contribution / active EE | $0 | $2,116-100.0% | $3,453-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,712 | $4,883+37.5% | $5,924+13.3% | $3,608+86.1% |
| Admin fee / account holder | $2,576 | $4,670-44.8% | $7,744-66.7% | $5,124-49.7% |