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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,680 | $58,600+133.2% | $83,327+64.0% | $64,173+113.0% |
| Participation rate | 97.0% | 72.0%+24.9pp | 77.8%+19.2pp | 69.6%+27.4pp |
| Annual return | -4.73% | 9.66%-14.4pp | 10.64%-15.4pp | 7.63%-12.4pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $9,553 | $4,656+105.2% | $5,565+71.7% | $3,470+175.3% |
| Admin fee / account holder | $10,194 | $9,282+9.8% | $7,540+35.2% | $4,887+108.6% |