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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,234 | $89,364+209.1% | $141,177+95.7% | $72,983+278.5% |
| Participation rate | 91.8% | 75.1%+16.6pp | 82.5%+9.3pp | 69.5%+22.3pp |
| Annual return | 22.16% | 111.86%-89.7pp | 71.40%-49.2pp | 81.01%-58.8pp |
| Employer contribution / active EE | $7,600 | $3,115+144.0% | $4,736+60.5% | $2,440+211.5% |
| Participant deferral / active EE | $10,541 | $5,419+94.5% | $6,710+57.1% | $3,608+192.2% |
| Admin fee / account holder | $2,714 | $5,959-54.4% | $10,263-73.6% | $5,124-47.0% |