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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $313,749 | $98,766+217.7% | $149,730+109.5% | $79,852+292.9% |
| Participation rate | 97.5% | 75.8%+21.7pp | 82.5%+15.0pp | 69.6%+27.9pp |
| Annual return | 15.50% | 27.43%-11.9pp | 276.70%-261.2pp | 31.72%-16.2pp |
| Employer contribution / active EE | $8,018 | $3,217+149.2% | $4,645+72.6% | $2,471+224.5% |
| Participant deferral / active EE | $11,652 | $5,681+105.1% | $6,843+70.3% | $3,740+211.5% |
| Admin fee / account holder | $19,327 | $6,052+219.3% | $9,310+107.6% | $5,306+264.2% |