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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,037 | $76,551+141.7% | $123,894+49.4% | $62,881+194.3% |
| Participation rate | 91.3% | 73.0%+18.3pp | 81.4%+9.9pp | 69.3%+22.0pp |
| Annual return | 0.48% | 18.68%-18.2pp | 47.52%-47.0pp | 20.14%-19.7pp |
| Employer contribution / active EE | $6,498 | $2,882+125.4% | $4,617+40.7% | $2,281+184.9% |
| Participant deferral / active EE | $8,353 | $4,840+72.6% | $5,984+39.6% | $3,203+160.8% |
| Admin fee / account holder | $4,549 | $4,826-5.7% | $8,357-45.6% | $4,296+5.9% |