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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,704 | $115,810+12.9% | $101,271+29.1% | $158,966-17.8% |
| Participation rate | 45.0% | 79.4%-34.4pp | 75.8%-30.8pp | 82.0%-37.0pp |
| Annual return | 13.03% | 56.15%-43.1pp | 46.48%-33.4pp | 302.95%-289.9pp |
| Employer contribution / active EE | $284 | $4,175-93.2% | $3,660-92.2% | $4,762-94.0% |
| Participant deferral / active EE | $1,909 | $4,958-61.5% | $4,371-56.3% | $5,983-68.1% |
| Admin fee / account holder | $43 | $7,248-99.4% | $5,948-99.3% | $11,250-99.6% |