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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,601 | $101,063+27.2% | $81,473+57.8% | $147,586-12.9% |
| Participation rate | 82.4% | 74.5%+7.9pp | 68.0%+14.4pp | 82.8%-0.5pp |
| Annual return | 14.15% | 32.41%-18.3pp | 38.78%-24.6pp | 578.59%-564.4pp |
| Employer contribution / active EE | $431 | $3,206-86.6% | $2,568-83.2% | $4,876-91.2% |
| Participant deferral / active EE | $7,527 | $4,242+77.4% | $3,537+112.8% | $5,439+38.4% |
| Admin fee / account holder | $993 | $5,812-82.9% | $4,561-78.2% | $10,886-90.9% |