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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,170 | $109,411+68.3% | $89,435+105.9% | $158,982+15.8% |
| Participation rate | 68.4% | 74.3%-5.9pp | 68.0%+0.4pp | 82.0%-13.5pp |
| Annual return | 14.75% | 345.68%-330.9pp | 245.55%-230.8pp | 302.99%-288.2pp |
| Employer contribution / active EE | $1,310 | $3,173-58.7% | $2,587-49.4% | $4,763-72.5% |
| Participant deferral / active EE | $4,144 | $4,600-9.9% | $3,890+6.5% | $5,983-30.7% |
| Admin fee / account holder | $116 | $6,159-98.1% | $4,884-97.6% | $11,252-99.0% |