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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,854 | $49,897+72.1% | $80,648+6.5% | $75,177+14.2% |
| Participation rate | 90.0% | 55.3%+34.7pp | 67.0%+23.0pp | 67.2%+22.8pp |
| Annual return | 13.22% | 34.68%-21.5pp | 937.21%-924.0pp | 160.75%-147.5pp |
| Employer contribution / active EE | $1,382 | $1,699-18.6% | $2,724-49.3% | $2,671-48.3% |
| Participant deferral / active EE | $10,030 | $2,992+235.2% | $4,443+125.7% | $4,126+143.1% |
| Admin fee / account holder | $31,708 | $3,579+786.1% | $5,382+489.2% | $5,651+461.1% |