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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,084 | $102,385+304.4% | $147,080+181.5% | $80,935+411.6% |
| Participation rate | 91.2% | 75.9%+15.3pp | 82.2%+9.0pp | 67.7%+23.5pp |
| Annual return | 15.26% | 135.09%-119.8pp | 420.17%-404.9pp | 35.66%-20.4pp |
| Employer contribution / active EE | $15,425 | $3,717+315.0% | $4,933+212.7% | $2,757+459.5% |
| Participant deferral / active EE | $15,163 | $6,651+128.0% | $8,066+88.0% | $4,299+252.7% |
| Admin fee / account holder | $8,054 | $7,951+1.3% | $12,989-38.0% | $6,924+16.3% |