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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,228 | $98,776+242.4% | $149,745+125.9% | $79,856+323.5% |
| Participation rate | 82.4% | 75.8%+6.6pp | 82.5%-0.1pp | 69.6%+12.7pp |
| Annual return | 11.14% | 27.38%-16.2pp | 276.72%-265.6pp | 31.71%-20.6pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $11,712 | $5,681+106.1% | $6,843+71.1% | $3,741+213.1% |
| Admin fee / account holder | $17,542 | $6,053+189.8% | $9,312+88.4% | $5,306+230.6% |