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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $319,824 | $82,678+286.8% | $125,391+155.1% | $68,490+367.0% |
| Participation rate | 88.2% | 75.1%+13.2pp | 82.4%+5.9pp | 67.9%+20.3pp |
| Annual return | -17.88% | -5.97%-11.9pp | 572.41%-590.3pp | -7.85%-10.0pp |
| Employer contribution / active EE | $13,084 | $3,382+286.8% | $4,816+171.7% | $2,597+403.9% |
| Participant deferral / active EE | $13,349 | $6,111+118.4% | $7,448+79.2% | $4,028+231.4% |
| Admin fee / account holder | $4,182 | $6,277-33.4% | $10,009-58.2% | $5,403-22.6% |