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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,477 | $105,200+245.5% | $159,474+127.9% | $85,847+323.4% |
| Participation rate | 96.4% | 75.8%+20.6pp | 82.8%+13.6pp | 69.3%+27.1pp |
| Annual return | 18.16% | 45.08%-26.9pp | 263.68%-245.5pp | 318.61%-300.4pp |
| Employer contribution / active EE | $16,588 | $3,319+399.8% | $4,831+243.4% | $2,565+546.6% |
| Participant deferral / active EE | $15,254 | $5,946+156.6% | $7,353+107.4% | $3,952+286.0% |
| Admin fee / account holder | $61,630 | $6,934+788.8% | $10,802+470.5% | $6,261+884.4% |