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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC5 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $58,961 |
Service code 37 · EIN 04-2647786 | Loan Processing | $33,219 |
STRATEGIC ADVISORS, INC.1 year Service code 27 · EIN 04-2654524 | Advisory (Plan) | $8,787 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,797 | $80,748+81.8% | $102,383+43.4% | $74,429+97.2% |
| Participation rate | 94.7% | 65.7%+29.0pp | 74.5%+20.2pp | 67.2%+27.5pp |
| Annual return | 12.53% | 27.57%-15.0pp | 24.94%-12.4pp | 1368.38%-1355.9pp |
| Employer contribution / active EE | $3,240 | $3,159+2.6% | $3,870-16.3% | $2,625+23.4% |
| Participant deferral / active EE | $8,962 | $3,861+132.1% | $5,060+77.1% | $4,348+106.1% |
| Admin fee / account holder | $367 | $2,371-84.5% | $8,391-95.6% | $1,944-81.1% |