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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC2 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $68,032 |
Service code 37 · EIN 04-2647786 | Loan Processing | $34,178 |
COHREZNICK LLP2 years Filed as: COHREZNICK, LLP Service code 10 · EIN 22-1478099 | Accounting | $19,380 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,753 | $77,677+96.7% | $109,173+39.9% | $79,391+92.4% |
| Participation rate | 96.0% | 67.8%+28.1pp | 75.9%+20.1pp | 70.7%+25.2pp |
| Annual return | 12.23% | 23.44%-11.2pp | 25.75%-13.5pp | 116.88%-104.7pp |
| Employer contribution / active EE | $2,716 | $2,798-2.9% | $3,723-27.1% | $2,428+11.9% |
| Participant deferral / active EE | $9,428 | $3,517+168.1% | $4,654+102.6% | $4,046+133.0% |
| Admin fee / account holder | $512 | $732-30.0% | $6,755-92.4% | $627-18.2% |