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| Provider | Service type | Compensation |
|---|---|---|
UBS FINANCIAL SERVICES INC4 years Service code 27 · EIN 13-2638166 | Advisory (Plan) | $56,406 |
Service code 37 · EIN 04-2647786 | Loan Processing | $29,460 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,321 | $76,696+77.7% | $96,515+41.2% | $71,511+90.6% |
| Participation rate | 93.8% | 66.6%+27.2pp | 74.3%+19.4pp | 67.9%+25.8pp |
| Annual return | 17.91% | 48.32%-30.4pp | 35.73%-17.8pp | 28.86%-10.9pp |
| Employer contribution / active EE | $3,283 | $3,032+8.3% | $3,740-12.2% | $2,589+26.8% |
| Participant deferral / active EE | $8,839 | $3,770+134.4% | $4,880+81.1% | $4,291+106.0% |
| Admin fee / account holder | $425 | $2,030-79.1% | $6,735-93.7% | $1,588-73.2% |