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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,545,582 | $115,903+1233.5% | $100,528+1437.5% | $158,966+872.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 11.11% | 34.80%-23.7pp | 30.90%-19.8pp | 302.95%-291.8pp |
| Employer contribution / active EE | $6,953 | $4,105+69.4% | $3,419+103.4% | $4,762+46.0% |
| Participant deferral / active EE | $1,083 | $6,677-83.8% | $6,271-82.7% | $5,983-81.9% |
| Admin fee / account holder | $8,782 | $11,000-20.2% | $8,084+8.6% | $11,250-21.9% |