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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,182,846 | $105,856+1017.4% | $90,161+1211.9% | $147,586+701.5% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 11.06% | 37.63%-26.6pp | 34.89%-23.8pp | 578.59%-567.5pp |
| Employer contribution / active EE | $24,000 | $4,126+481.6% | $3,318+623.3% | $4,876+392.2% |
| Participant deferral / active EE | $16,000 | $5,733+179.1% | $5,287+202.6% | $5,439+194.2% |
| Admin fee / account holder | $19,125 | $8,046+137.7% | $5,943+221.8% | $10,886+75.7% |