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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,383,771 | $107,944+1181.9% | $91,994+1404.2% | $152,885+805.1% |
| Participation rate | 100.0% | 81.2%+18.8pp | 78.6%+21.4pp | 82.5%+17.5pp |
| Annual return | 17.24% | 89.26%-72.0pp | 69.03%-51.8pp | 345.39%-328.1pp |
| Employer contribution / active EE | $27,848 | $4,210+561.4% | $3,452+706.7% | $4,763+484.7% |
| Participant deferral / active EE | $17,250 | $6,365+171.0% | $5,923+191.2% | $5,851+194.8% |
| Admin fee / account holder | $21,606 | $10,521+105.4% | $7,743+179.0% | $11,598+86.3% |