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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,994 | $105,145+126.3% | $94,664+151.4% | $139,466+70.6% |
| Participation rate | 89.5% | 82.4%+7.1pp | 80.8%+8.6pp | 80.3%+9.1pp |
| Annual return | 19.41% | 38.09%-18.7pp | 156.84%-137.4pp | 373.66%-354.3pp |
| Employer contribution / active EE | $1,430 | $4,107-65.2% | $3,673-61.1% | $4,754-69.9% |
| Participant deferral / active EE | $11,418 | $7,599+50.3% | $7,417+53.9% | $6,712+70.1% |
| Admin fee / account holder | $1,034 | $8,972-88.5% | $7,222-85.7% | $11,409-90.9% |