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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,262 | $64,359+68.2% | $90,161+20.1% | $70,126+54.4% |
| Participation rate | 64.0% | 70.4%-6.4pp | 76.9%-12.9pp | 69.5%-5.5pp |
| Annual return | 20.25% | 28.13%-7.9pp | 34.89%-14.6pp | 73.15%-52.9pp |
| Employer contribution / active EE | $914 | $2,046-55.3% | $3,318-72.4% | $2,343-61.0% |
| Participant deferral / active EE | $8,528 | $4,389+94.3% | $5,287+61.3% | $3,332+156.0% |
| Admin fee / account holder | $184 | $3,945-95.3% | $5,943-96.9% | $4,645-96.0% |