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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,258 | $115,903+47.8% | $100,528+70.4% | $158,966+7.7% |
| Participation rate | 78.9% | 81.6%-2.7pp | 79.4%-0.5pp | 82.0%-3.0pp |
| Annual return | 15.03% | 34.80%-19.8pp | 30.90%-15.9pp | 302.95%-287.9pp |
| Employer contribution / active EE | $1,161 | $4,105-71.7% | $3,419-66.0% | $4,762-75.6% |
| Participant deferral / active EE | $7,919 | $6,677+18.6% | $6,271+26.3% | $5,983+32.4% |
| Admin fee / account holder | $8,324 | $11,000-24.3% | $8,084+3.0% | $11,250-26.0% |