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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,434 | $115,225-4.2% | $100,712+9.7% | $138,895-20.5% |
| Participation rate | 55.0% | 74.3%-19.3pp | 69.3%-14.3pp | 79.9%-24.9pp |
| Annual return | 16.29% | 40.35%-24.1pp | 33.27%-17.0pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,557 | $2,771-43.8% | $2,313-32.7% | $4,194-62.9% |
| Participant deferral / active EE | $2,100 | $4,699-55.3% | $4,085-48.6% | $6,396-67.2% |
| Admin fee / account holder | $1,655 | $10,844-84.7% | $9,256-82.1% | $12,562-86.8% |