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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,520 | $102,663-34.2% | $86,216-21.7% | $139,466-51.6% |
| Participation rate | 52.9% | 74.5%-21.6pp | 69.0%-16.0pp | 80.3%-27.4pp |
| Annual return | 18.41% | 1924.52%-1906.1pp | 1169.42%-1151.0pp | 373.66%-355.3pp |
| Employer contribution / active EE | $1,317 | $3,035-56.6% | $2,382-44.7% | $4,754-72.3% |
| Participant deferral / active EE | $6,117 | $4,677+30.8% | $3,986+53.5% | $6,712-8.9% |
| Admin fee / account holder | $1,148 | $8,663-86.8% | $6,853-83.3% | $11,409-89.9% |