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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,333 | $118,869-53.5% | $96,575-42.7% | $167,518-67.0% |
| Participation rate | 47.4% | 75.5%-28.1pp | 69.8%-22.5pp | 82.1%-34.7pp |
| Annual return | 11.43% | 50.49%-39.1pp | 37.79%-26.4pp | 478.71%-467.3pp |
| Employer contribution / active EE | $1,368 | $3,120-56.2% | $2,357-42.0% | $4,838-71.7% |
| Participant deferral / active EE | $5,594 | $4,616+21.2% | $3,849+45.3% | $6,342-11.8% |
| Admin fee / account holder | $557 | $8,067-93.1% | $6,182-91.0% | $12,312-95.5% |