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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,119 | $111,785-11.3% | $93,669+5.8% | $145,877-32.1% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.7pp |
| Annual return | 14.45% | 203.79%-189.3pp | 133.59%-119.1pp | 551.28%-536.8pp |
| Employer contribution / active EE | $3,284 | $3,096+6.1% | $2,424+35.5% | $4,663-29.6% |
| Participant deferral / active EE | $15,447 | $4,919+214.1% | $4,416+249.8% | $6,691+130.9% |
| Admin fee / account holder | $2,082 | $10,256-79.7% | $8,291-74.9% | $13,402-84.5% |