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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,434 | $112,729-2.0% | $98,716+11.9% | $137,256-19.5% |
| Participation rate | 55.0% | 74.2%-19.2pp | 69.3%-14.3pp | 80.0%-25.0pp |
| Annual return | 16.29% | 38.48%-22.2pp | 31.81%-15.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,557 | $2,725-42.9% | $2,279-31.7% | $4,156-62.5% |
| Participant deferral / active EE | $2,100 | $4,640-54.7% | $4,048-48.1% | $6,407-67.2% |
| Admin fee / account holder | $1,655 | $10,129-83.7% | $8,703-81.0% | $12,270-86.5% |