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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,119 | $111,878-11.4% | $93,727+5.8% | $145,897-32.1% |
| Participation rate | 55.6% | 74.2%-18.7pp | 68.7%-13.2pp | 80.3%-24.8pp |
| Annual return | 14.45% | 204.28%-189.8pp | 133.83%-119.4pp | 552.29%-537.8pp |
| Employer contribution / active EE | $3,284 | $3,092+6.2% | $2,421+35.6% | $4,663-29.6% |
| Participant deferral / active EE | $15,447 | $4,920+213.9% | $4,417+249.7% | $6,689+130.9% |
| Admin fee / account holder | $2,082 | $10,256-79.7% | $8,292-74.9% | $13,390-84.5% |