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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,784 | $114,712+109.9% | $173,730+38.6% | $87,485+175.2% |
| Participation rate | 71.9% | 73.0%-1.1pp | 79.6%-7.7pp | 68.9%+2.9pp |
| Annual return | 12.72% | 20.18%-7.5pp | 19.96%-7.2pp | 26.06%-13.3pp |
| Employer contribution / active EE | $0 | $2,904-100.0% | $4,577-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $7,241 | $4,642+56.0% | $6,326+14.5% | $4,274+69.4% |
| Admin fee / account holder | $7,001 | $10,210-31.4% | $17,523-60.1% | $7,775-10.0% |