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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,729 | $72,404+8.7% | $110,243-28.6% | $64,173+22.7% |
| Participation rate | 76.7% | 73.3%+3.3pp | 79.8%-3.2pp | 69.6%+7.1pp |
| Annual return | -5.49% | -6.29%+0.8pp | 314.76%-320.2pp | 7.63%-13.1pp |
| Employer contribution / active EE | $4,851 | $2,282+112.6% | $3,827+26.8% | $2,381+103.8% |
| Participant deferral / active EE | $5,928 | $3,469+70.9% | $4,672+26.9% | $3,470+70.9% |
| Admin fee / account holder | $13,528 | $5,664+138.8% | $8,548+58.3% | $4,887+176.8% |