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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,510 | $78,707+11.2% | $117,861-25.8% | $70,126+24.8% |
| Participation rate | 100.0% | 73.2%+26.8pp | 79.7%+20.3pp | 69.5%+30.5pp |
| Annual return | 22.53% | 23.30%-0.8pp | 335.11%-312.6pp | 73.15%-50.6pp |
| Employer contribution / active EE | $6,734 | $2,223+202.9% | $3,786+77.9% | $2,343+187.5% |
| Participant deferral / active EE | $7,032 | $3,297+113.3% | $4,482+56.9% | $3,332+111.1% |
| Admin fee / account holder | $1,203 | $5,066-76.2% | $8,021-85.0% | $4,645-74.1% |