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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,669 | $101,778+79.5% | $164,975+10.7% | $80,925+125.7% |
| Participation rate | 83.3% | 71.8%+11.5pp | 78.6%+4.7pp | 67.7%+15.7pp |
| Annual return | 11.30% | 16.73%-5.4pp | 70.12%-58.8pp | 35.65%-24.3pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $7,319 | $4,477+63.5% | $6,033+21.3% | $4,299+70.3% |
| Admin fee / account holder | $4,847 | $8,221-41.0% | $12,688-61.8% | $6,940-30.2% |