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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,784 | $108,825+121.3% | $156,181+54.2% | $82,448+192.0% |
| Participation rate | 71.9% | 72.4%-0.5pp | 78.8%-7.0pp | 68.1%+3.8pp |
| Annual return | 12.72% | 20.59%-7.9pp | 64.87%-52.2pp | 41.64%-28.9pp |
| Employer contribution / active EE | $0 | $2,870-100.0% | $4,294-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,241 | $4,577+58.2% | $6,132+18.1% | $4,139+74.9% |
| Admin fee / account holder | $7,001 | $9,341-25.1% | $14,586-52.0% | $7,234-3.2% |