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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,494 | $110,137+132.9% | $161,149+59.2% | $82,637+210.4% |
| Participation rate | 79.6% | 72.4%+7.2pp | 78.8%+0.8pp | 68.1%+11.5pp |
| Annual return | 17.91% | 20.69%-2.8pp | 21.16%-3.2pp | 53.51%-35.6pp |
| Employer contribution / active EE | $3,722 | $2,856+30.3% | $4,360-14.6% | $2,552+45.9% |
| Participant deferral / active EE | $12,515 | $4,575+173.6% | $6,153+103.4% | $4,126+203.3% |
| Admin fee / account holder | $5,377 | $9,467-43.2% | $15,194-64.6% | $7,339-26.7% |