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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,836 | $86,655+69.4% | $119,622+22.7% | $66,938+119.4% |
| Participation rate | 72.0% | 75.6%-3.6pp | 79.3%-7.3pp | 69.8%+2.2pp |
| Annual return | -18.11% | -8.00%-10.1pp | -14.98%-3.1pp | 1.58%-19.7pp |
| Employer contribution / active EE | $2,962 | $2,536+16.8% | $4,232-30.0% | $2,545+16.4% |
| Participant deferral / active EE | $8,837 | $4,358+102.8% | $5,601+57.8% | $4,238+108.5% |
| Admin fee / account holder | $6,025 | $755+698.3% | $10,328-41.7% | $594+915.2% |