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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,593 | $81,494+90.9% | $133,978+16.1% | $73,497+111.7% |
| Participation rate | 66.4% | 76.4%-10.0pp | 79.8%-13.5pp | 70.7%-4.3pp |
| Annual return | 18.01% | 19.40%-1.4pp | 45.10%-27.1pp | 28.51%-10.5pp |
| Employer contribution / active EE | $1,811 | $2,210-18.0% | $3,919-53.8% | $2,270-20.2% |
| Participant deferral / active EE | $7,240 | $3,787+91.2% | $5,047+43.4% | $3,740+93.6% |
| Admin fee / account holder | $5,999 | $713+740.9% | $8,930-32.8% | $513+1069.3% |