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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,766 | $83,485+66.2% | $125,192+10.8% | $72,975+90.2% |
| Participation rate | 61.9% | 73.3%-11.4pp | 79.8%-17.9pp | 69.5%-7.6pp |
| Annual return | 28.33% | 25.77%+2.6pp | 43.79%-15.5pp | 81.01%-52.7pp |
| Employer contribution / active EE | $2,072 | $2,346-11.7% | $3,866-46.4% | $2,440-15.1% |
| Participant deferral / active EE | $7,099 | $3,586+97.9% | $4,937+43.8% | $3,608+96.8% |
| Admin fee / account holder | $2,876 | $5,518-47.9% | $9,704-70.4% | $5,124-43.9% |