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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $385,662 | $82,678+366.5% | $125,391+207.6% | $68,490+463.1% |
| Participation rate | 97.5% | 75.1%+22.5pp | 82.4%+15.1pp | 67.9%+29.6pp |
| Annual return | -15.84% | -5.97%-9.9pp | 572.41%-588.2pp | -7.85%-8.0pp |
| Employer contribution / active EE | $13,102 | $3,382+287.4% | $4,816+172.1% | $2,597+404.6% |
| Participant deferral / active EE | $10,628 | $6,111+73.9% | $7,448+42.7% | $4,028+163.9% |
| Admin fee / account holder | $20,754 | $6,277+230.6% | $10,009+107.4% | $5,403+284.1% |