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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $447,995 | $105,210+325.8% | $159,487+180.9% | $85,851+421.8% |
| Participation rate | 96.5% | 75.8%+20.7pp | 82.8%+13.7pp | 69.3%+27.2pp |
| Annual return | 14.29% | 45.08%-30.8pp | 263.71%-249.4pp | 318.63%-304.3pp |
| Employer contribution / active EE | $8,274 | $3,319+149.3% | $4,831+71.3% | $2,565+222.5% |
| Participant deferral / active EE | $6,899 | $5,946+16.0% | $7,354-6.2% | $3,952+74.5% |
| Admin fee / account holder | $21,410 | $6,934+208.8% | $10,804+98.2% | $6,261+242.0% |