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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $427,233 | $93,617+356.4% | $135,982+214.2% | $75,177+468.3% |
| Participation rate | 92.8% | 75.2%+17.6pp | 81.9%+10.8pp | 67.2%+25.6pp |
| Annual return | 17.25% | 30.89%-13.6pp | 68.32%-51.1pp | 160.75%-143.5pp |
| Employer contribution / active EE | $6,212 | $3,538+75.6% | $4,859+27.8% | $2,671+132.6% |
| Participant deferral / active EE | $8,025 | $6,406+25.3% | $7,760+3.4% | $4,126+94.5% |
| Admin fee / account holder | $15,054 | $6,980+115.7% | $10,767+39.8% | $5,651+166.4% |