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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,140 | $105,198+204.3% | $159,455+100.8% | $85,856+272.9% |
| Participation rate | 98.1% | 75.8%+22.4pp | 82.8%+15.3pp | 69.3%+28.8pp |
| Annual return | 13.33% | 45.08%-31.7pp | 263.63%-250.3pp | 318.58%-305.3pp |
| Employer contribution / active EE | $2,900 | $3,319-12.6% | $4,830-40.0% | $2,565+13.1% |
| Participant deferral / active EE | $11,899 | $5,946+100.1% | $7,353+61.8% | $3,952+201.1% |
| Admin fee / account holder | $32,494 | $6,934+368.6% | $10,800+200.9% | $6,261+419.0% |