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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,029 | $98,776+173.4% | $149,745+80.3% | $79,856+238.1% |
| Participation rate | 98.5% | 75.8%+22.7pp | 82.5%+16.0pp | 69.6%+28.9pp |
| Annual return | 17.24% | 27.38%-10.1pp | 276.72%-259.5pp | 31.71%-14.5pp |
| Employer contribution / active EE | $2,808 | $3,217-12.7% | $4,646-39.5% | $2,471+13.6% |
| Participant deferral / active EE | $9,586 | $5,681+68.7% | $6,843+40.1% | $3,741+156.3% |
| Admin fee / account holder | $7,062 | $6,053+16.7% | $9,312-24.2% | $5,306+33.1% |