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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,258 | $82,674+213.6% | $125,381+106.8% | $68,486+278.6% |
| Participation rate | 96.9% | 75.1%+21.8pp | 82.4%+14.5pp | 67.9%+29.0pp |
| Annual return | -13.39% | -5.97%-7.4pp | 572.31%-585.7pp | -7.85%-5.5pp |
| Employer contribution / active EE | $1,998 | $3,382-40.9% | $4,815-58.5% | $2,597-23.0% |
| Participant deferral / active EE | $10,694 | $6,111+75.0% | $7,448+43.6% | $4,028+165.5% |
| Admin fee / account holder | $5,638 | $6,277-10.2% | $10,007-43.7% | $5,404+4.3% |