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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,341 | $185,199-48.0% | $142,874-32.6% | $167,518-42.5% |
| Participation rate | 100.0% | 78.5%+21.5pp | 72.0%+28.0pp | 82.1%+17.9pp |
| Annual return | 10.65% | 8556.90%-8546.3pp | 5638.58%-5627.9pp | 478.71%-468.1pp |
| Employer contribution / active EE | $7,713 | $5,606+37.6% | $4,145+86.1% | $4,838+59.4% |
| Participant deferral / active EE | $3,485 | $4,495-22.5% | $3,838-9.2% | $6,342-45.0% |
| Admin fee / account holder | $1,407 | $8,031-82.5% | $6,561-78.6% | $12,312-88.6% |