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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,989 | $158,852-57.2% | $121,220-43.9% | $135,380-49.8% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -9.57% | -0.64%-8.9pp | 16.94%-26.5pp | 519.81%-529.4pp |
| Employer contribution / active EE | $6,195 | $5,666+9.3% | $4,023+54.0% | $4,779+29.6% |
| Participant deferral / active EE | $1,766 | $4,006-55.9% | $3,345-47.2% | $5,609-68.5% |
| Admin fee / account holder | $6,875 | $6,515+5.5% | $5,021+36.9% | $10,828-36.5% |