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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,545 | $156,963-35.3% | $121,204-16.2% | $139,466-27.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 17.48% | 1476.75%-1459.3pp | 987.18%-969.7pp | 373.66%-356.2pp |
| Employer contribution / active EE | $7,921 | $5,544+42.9% | $4,170+90.0% | $4,754+66.6% |
| Participant deferral / active EE | $6,464 | $4,848+33.3% | $4,083+58.3% | $6,712-3.7% |
| Admin fee / account holder | $343 | $6,953-95.1% | $5,651-93.9% | $11,409-97.0% |