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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $316,497 | $58,523+440.8% | $99,475+218.2% | $72,975+333.7% |
| Participation rate | 72.0% | 64.6%+7.4pp | 73.8%-1.8pp | 69.5%+2.5pp |
| Annual return | 21.97% | 28.51%-6.5pp | 30.72%-8.8pp | 81.01%-59.0pp |
| Employer contribution / active EE | $0 | $1,512-100.0% | $2,540-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $4,723 | $2,606+81.2% | $3,619+30.5% | $3,608+30.9% |
| Admin fee / account holder | $4,607 | $4,102+12.3% | $6,252-26.3% | $5,124-10.1% |