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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,919 | $53,596+366.3% | $90,657+175.7% | $64,173+289.4% |
| Participation rate | 76.0% | 64.5%+11.5pp | 74.0%+2.0pp | 69.6%+6.4pp |
| Annual return | -7.19% | 4.41%-11.6pp | 1.89%-9.1pp | 7.63%-14.8pp |
| Employer contribution / active EE | $0 | $1,503-100.0% | $2,532-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $5,338 | $2,459+117.1% | $3,424+55.9% | $3,470+53.9% |
| Admin fee / account holder | $4,315 | $3,868+11.6% | $4,994-13.6% | $4,887-11.7% |