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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,083 | $49,025+361.2% | $87,502+158.4% | $62,881+259.5% |
| Participation rate | 69.0% | 64.9%+4.1pp | 73.8%-4.9pp | 69.3%-0.3pp |
| Annual return | 7.70% | 10.02%-2.3pp | 12.21%-4.5pp | 20.14%-12.4pp |
| Employer contribution / active EE | $0 | $1,372-100.0% | $2,550-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,457 | $2,289+94.7% | $3,149+41.6% | $3,203+39.2% |
| Admin fee / account holder | $3,508 | $4,065-13.7% | $4,221-16.9% | $4,296-18.3% |